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( 14068 viewed : like : 32 comments ) Tax season is just around the corner. There’s a little-known tax credit available to many Americans: the Saver’s Credit. Clark explains how it works and who is eligible. Also, many people live in neighborhoods with a homeowners association (HOA). There are several pros and cons to these communities. Clark details the things you should consider before you buy a home with an HOA. ‌ Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the December 14, 2023, episode of The Clark Howard Show. ‌ Special note: It’s our 33rd year for Clark’s Christmas Kids! Together, we can ensure foster children wake up on Christmas morning with gifts to help make their holiday truly magical. Learn more or donate at clarkschristmaskids.com. Thank you for your generosity! Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a message and we may play it during a future episode! ‌ 00:00 - Intro 01:24 - Little-Known Tax Credit 05:00 - Ask Clark - How Does Tipping Work? 07:09 - Ask Clark - Tipping from Walmart Delivery 09:33 - Ask Clark - Beneficiary from TSP and Moving Funds 13:06 - HOA Checklist Before You Buy 17:39 - Ask Clark - Lake House Dock Builder 19:18 - Ask Clark - Future Purchase Increase Option for Long-Term Care 22:52 - Ask Clark - Tire Protection Plan Clark.com: Advice You Can Trust: SUBSCRIBE ► [Click] NEWSLETTER ► [Click] Follow Us for More Money Tips: Website ► [Click] Podcast ► [Click] Twitter ► [Click] Clark Howard Instagram ► [Click] Clark Howard Facebook ►[Click] Clark Deals Facebook ► [Click] Clark Deals Instagram ► [Click] For the very best deals and money-saving shopping tips ► [Click] Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. ► [Click] [ 2023-12-14T13:00:13Z ] :flashminiupdate:2025-12-19